Credit Card Exchange Scam

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Credit Card Exchange Scam

Post by ghiro on Thu May 26, 2016 11:28 pm

For a number of years now I've used a Halifax 'Clarity' Credit Card, because of its financial benefits, when travelling in Europe: http://www.halifax.co.uk/creditcards/clarity-card/  

Some years ago I notice in Switzerland that before I entered my pin I was asked whether I wanted to pay in £ or in SF.  Needless to say paying in £s had a very disadvantageous exchange rate.

Last year in Poland I encountered the same thing.  However I had never hitherto met a similar problem in Italy.

A couple of days ago OH & I had lunch in an Osteria in Venice.  When I went to pay our bill by credit card I was handed the machine to put in our pin - and only afterwards (because I hadn't checked) realised that we had been charged in £s and not €s Sad .  When I complained to the waiter he informed me it was 'automatic'.  So I told him (in my best Italian) that we live in Italy and that we know it's not 'automatic'.  As it happened I probably came out better in the end as he didn't get the tip I was going to give him.

So the moral of this story is "Check carefully before you put your Credit Card pin into the machine" even in Italy.
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ghiro
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Re: Credit Card Exchange Scam

Post by alan h on Fri May 27, 2016 7:47 am

ghiro wrote:..................... When I complained to the waiter he informed me it was 'automatic'.  So I told him (in my best Italian) that we live in Italy and that we know it's not 'automatic'.  As it happened I probably came out better in the end as he didn't get the tip I was going to give him. ....................

A tip!!!!!!!! - to quote yourself - you are in Italy - what are you thinking of??????
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